I always tell people that making money online does not need to be a pipe dream. It is an achievable goal. Millions of people make money online every day in different ways, be it having an online store, being an affiliate, doing freelance work and so much more.
One of the first questions people ask me when I talk about making money online is, ‘How will I get my money??’ After all, this is not a charity endeavour. We’re all trying to make money with this, money that we can actually use from day to day.
You want to be able to access your money regardless of where you are in the world, and I fully support that. There are multiple options available, but for now I will talk about the two that have worked well for me over the years.
Payoneer has been my absolute favourite for about 7 years now. You apply for it online, you can use it to send money to your USD account, you can get them to send you a card that you can use to swipe for goods charged in USD.
You also could simply use an ATM machine to withdraw hard cash. It took about a month for the card to be sent over to me. Their fees are quite reasonable, only $39 for a year of awesome service and quick responses from support.
Why do I love Payoneer so much?
Opening your account is easy and FREE from anywhere in the world!
To keep your account they will deduct $39 for a year of service
Payments are always fast and secure, both locally and internationally
Fees are much less than they are elsewhere, so it saves you money
You can get paid in multiple currencies, AND it won’t cost you extra (USD, EUR, GBP, CAD, MXN, and other global currencies)
You can easily move and withdraw your money from your local bank account or an ATM using your MasterCard
You have access to customer care support all day every day, with multiple languages to choose from
Payoneer is partnered with marketplaces like Airbnb, iStock, 99Designs, Upwork and more
You could get capital cash investment for your business, should you qualify
You get a $25 bonus if you sign up and get $1000 in your account! If you refer a friend and get them to do the same, both of you get rewarded.
To be honest, I haven’t yet encountered any problems with Payoneer. I’m in love! They have definitely made my quest to make money online and from home that much easier.
What can you do once you get paid?
Withdraw the money to your local bank account and use your usual methods to get it out.
Use your MasterCard to withdraw your money from an ATM or to swipe in shops
Use your Payoneer account to pay for goods and services directly, or to pay other Payoneer account holders (this last one is FREE, hooray!)
Grow your business by paying for services like Amazon Advertising using your Payoneer account
Is it safe to use Payoneer?
Payoneer is licensed and regulated in the USA, the EU, Hong Kong and Japan. It is one of the most secure platforms for online payments.
A large part of my work involves writing online for magazines and blogs that pay for content. If you write quality articles and blog posts, this is quite a viable way to make an income online. Most of these opportunities, however, only pay via PayPal.
A lot of them actually tell freelancers not to bother submitting work for consideration if they can’t get paid via PayPal.
If you use PayPal to pay for goods that either don’t get shipped or are different from what the seller advertised, the service helps you to get your hard earned money back. What’s not to love?!
With PayPal you can make payments using just your email address. There is absolutely no reason for you to put your private financial information on the internet.
Payments can be even faster by using One Touch™ where you stay signed in and pay without entering your password. This service is always upfront for a minimal fee sometimes
Using PayPal makes you eligible for Buyer Protection with certain purchases
You can open your account for a whopping $0. Yes! It’s FREE! And your purchases can also come with super low fees unless your transaction requires currencies to be converted
If you are operating from a country that has been put under sanctions, then you may want to pass this one up. They will allow you to open an account, but then tell you that you can only make payments but cannot have anyone send money to your account. That’s rather frustrating.
Is it safe to use PayPal?
PayPal has been around since 1998, and has over 325 million accounts globally, helping people around the world to make secure payments.
Anyone can use PayPal to pay in any way they prefer, including through credit cards, bank accounts, PayPal Smart Connect or account balances, without sharing financial information.
The service is in over 200 countries, and gives you access to 25 global currencies.
It is, of course, up to you to do your research on how best to get your money to you based on your geographical location, but these two are what worked for me and I don’t hesitate to recommend them.
Now that you know how you will get paid for your online work, check out some reliable sources of online income here.
I would love to see you on my social media pages! Come by and have a conversation with me on Instagram, Facebook, Twitter, Medium, Pinterest and LinkedIn.
The ways of the almighty dollar are whimsical Rules bent or followed Wallets filled or hollowed Is there truly a formula that’s magical That will guarantee perfect shows An end to financial woes Or do we strive, day by day to be atypical Trying this and that in the hopes That the almighty dollar will look favourably Upon us in our desperate and parched existence
Making money online has never been so easy! BUT, and this is a big one, you have to put in the work in order to reap the benefits. It may take a little while to start reaping the rewards once you set things in motion, but if you work at it consistently, you will start to make money even while you sleep. You too can ensure your financial freedom.
With Covid throwing all of our well laid plans out of the window, lives have been changed and livelihoods have taken a hit that many simply can’t afford. A lot of people lost their jobs when companies were forced to downsize or close. Sometimes life happens, and you find yourself having to be a stay-at-home mom needing an income and a flexible schedule. Is this your situation? You need money, and you need it stat! So what can you do?
It is way past time to look into what legitimate opportunities the internet has to offer. There are countless ways for people to make money online. The world is your oyster, let me show you how many other people have been raking in thousands of dollars online. You don’t have to be an expert to do this too, you can even learn on the job and grow your skills.
Here are some options that actually do pay:
Become a freelancer
This is one of the quickest ways to put yourself out there as a writer, or a freelancer in any other sector. Freelance sites have so many options to explore. You have to make sure that you package your work in a way that sets you apart from the rest. This is what will cause a client to pick you over the other freelancers vying for business.
Fiverr is a good place to start as a freelancer. You can write, sell bass lines or voice overs, sell original pictures or edit images. The list of possibilities is endless. Check out the various categories that are on offer on the site here.
Other sites that are good to try for this are: Freelancer Indeed People per hour LinkedIn Toptal
Create a blog
For some reason the idea of creating a blog seemed so daunting to me for a long time, but this is actually one of the best ways to have a creative outlet AND to monetise your talents. The process is actually quite easy with WordPress. I will edit this post with the link once I’ve published a post on this subject. You can use your blogs as a platform to educate your followers on topics of your choosing, and put in some affiliate and referral links that could make money for you.
Depending on what your goals are (and you should think about these before you set up) you can get a self hosted site, or stick with the platform that wordpress.com provides for you. You could also try a tool that allows you to create a website, an email marketing list and so much more. Read about that here.
Become an affiliate or use referral links
This option has become my personal favourite. It gives you more control over your income than you would likely get with any other option. Think of this as making recommendations about products and services that you either have used or would love to use. If your followers sign up or buy in, then you get a commission for being their hook-up. The more followers you manage to get, and the more posts that you put out with your links, then the better your chances of making an income that could very well change your life.
Be sure to clearly state that links are present in your posts, and that you stand a chance to make money should anyone click on those links. I start all my blog posts this way now, for full disclosure. The joy of affiliate and referral links is that you can also use your social media to get them out in public. I find that with affiliate and referral links, honesty is the best policy. Don’t talk up products that you know are no good. Once you lose your credibility, you could shrink your income from this significantly.
Here are some places where you could sign up to be an affiliate or get referral income:
The downside of this is that it may take a while for magazines and blogs to get back to you because they get material from a lot of writers. It could take up to 6 months to hear back, but a lot of the magazines and blogs pay pretty well. While many offer sums like $10 to $50, others pay up to $2000, depending on what they are looking for at the time.
Writing for magazines and blogs is great because most times, they tell you exactly what they are looking for. Follow instructions, if they ask for a pitch, don’t send an entire manuscript. Do your best work, proof read and edit it, and you could earn yourself a tidy sum. Read a more in-depth article with advice on how to better the chances of your work getting picked up by editors here.
Some of these guys want all the rights to your work, but a lot of them ask to be the first to publish it, after which you can republish it on your own website. Just make sure to mention that it was published elsewhere first.
Here are some magazines and blogs that you could try out:
Longreads Get paid from $500 to $1500 for essays, features and select investigative projects. Check it out for more information on how to submit your work.
Eat Well Do you love looking into food science and the history of what you eat? Eat Well pays up to $1 per word. So a 400 word piece gets you $400. Check out the available categories and give it a try.
Money Pantry Get anything from $30 to $150 for writing about how to make money, save money, or any strategies that you think the world should know.
Elite Personal Finance Do you have something to say about credit scores, loans, business or anything money-related? Get paid a cool $300. Click on the provided link to get the inside scoop.
A Fine Parent Get $75 for select articles on parenting. Click on the link to see if you are the right fit for them.
The Sun Magazine Get anything from $100 to $2000 for poetry, fiction and personal essays. Check out more information by clicking on the link.
International Living Magazine Get up to $350 for articles on travel, retiring abroad and investment overseas. Find out how to submit your work by clicking on the provided link.
Freelance Mom If you have any stories that moms can learn from, this is the place for you. You can get up to $100 plus bonuses if your article is published. Look at the guidelines on their site.
Global Comment Do you have progressive opinions? Are you willing to be part of conversations that discuss what is going on in the world today? Find out how to take part on their site and earn some money while doing it!
Create an online store
Not being a natural writer doesn’t mean there’s nothing online for you. Shopify is a great resource for creating an online store to sell your wares. Drop shipping is also an option, where you act as a middleman of sorts.
Trade in cryptocurrency
One of the ways that people have been making fortunes is through the buying and selling of cryptocurrencies. I wish I had started earlier because there is so much money to be made in cryptocurrency. Read more about the basics of investing in an article I wrote about that here.
I always say that the trick is to start! Take that first step in your journey to making money online. You will start to gain momentum and maybe even surpass your goals. Stay tuned for more tips on ways to make money online.
Looking outside my window is a lesson on life Watching the tree in the garden take leaf and thrive It shows me how each one is granted a gift To start afresh regardless of how long you have lived That each day is a chance to create quests anew To bid failures of old a hearty adieu
I watch as the leaves start to grow and mature Taking on a deeper green, such a beautiful hue That denotes strength and a taking root Of new plans established, no longer brand new I learn to stay steadfast on a path chosen To take each step, turning it from nothing to golden
I watch as the mature leaves begin to dry and fall To a leaf covered carpet of grass left to thaw In the weak winter sunshine that still freezes all Even leafless the tree I see still standing tall I learn that in bad times all is not what it seems For come spring time the tree will again start to leaf
When financial fortunes look bleak to the eye I must take but a moment to sit down and plan For we all need not stop till the day that we die To try, and fail, just to get up again and try I am grateful for the life lesson that is outside my window That it is absolutely not over till I am six feet below.